Bad Credit Auto Loans

Click on the link to apply for auto loans. Note - We recommend that you read all of the information on this page first.

Buying an automobile can be intimidating - car salespeople are notoriously pushy and persistent, taking much of the fun out of shopping around. The next time you're looking to purchase a new or used vehicle, arm yourself with information and the funds for your new car before you march down to your local dealer.

If you've never shopped for a car loan—or even if you have but didn't feel you got the best terms—here are a few simple tips and guidelines:

Research financing options and pre-qualify for a loan before visiting dealerships to shop for a car.
Establish the price of the vehicle and the value for your trade-in before you discuss financing. Use our car payment calculator to help determine monthly payments and what you can afford as a down payment.
Compare interest rates and other terms available from several sources so that you know the interest rates and options that are available in the market.
Develop a working knowledge of financial terms and arrangements by reading our auto loans glossary.
It is VERY important to run a complete credit check when looking to finance an auto. You want to eliminate the possibility that there might be errors present on your credit report. Having erroneous negative marks on your credit report will cause your auto loan rate to be higher than it should be. You can get a FREE copy of your credit report from Identity Guard by clicking here.

Employment

Currently employed
Minimum 1000.00 month gross income. *
No job gaps greater than 60 days in three year history.

* Some permanent disabilities or social security income may qualify as employment.

Residence

Permanent residence, renting or own place of residence.
P.O. Box ok for mail, but you must provide a "physical" address.

Others

Drivers License, Insurance.
Photocopy of one utility service billed to you at your place of residence.
Proof of Income, current pay-stub and/or W2 from previous year.

These are some standard guidelines most lenders will require. Even if you don't feel you can qualify, you should still apply. There is no charge for an application and often lenders will loan outside these guidelines. Be sure to read our car purchase handbook to learn some more valuable tips that will help you make wise decisions when shopping for your new car.

Credit.com - Auto Loans for People with Bad Credit - Get the financing you need regardless of your credit history! Bankruptcy OK!

AutmobilesCars.com - A nationwide network of auto dealers assisting customers with bad credit get car loans.

Premier Auto Financing - provides loans for individuals with bad credit via a nationwide network of car dealers who assist with credit approval.

United Car Loans - UnitedCarLoans.com offers the help you need to get the auto loan you deserve. Bad credit, bankruptcies, used autos, financing and other areas are covered.