Business Loans - You can qualify for $5000 to $50,000. You can receive funding in as little as 10-days.

The federal government introduced a special loan called the Microloan Program which is designed to help applicants who cannot qualify for a traditional business loan because of poor, or lack of credit, and little, or no collateral.  These loans range from $100 to $35,000 and can be used for the purchase of furniture, fixtures, machinery, equipment, inventory and working capital.  In order to qualify for a microloan, you have to have a viable business idea, and you should have been turned down by a bank for regular conventional financing. The microloan program may be one of the most innovative and effective government assisted programs of the last decade or more.
You will find a listing of the participating intermediary lenders where you can apply for your microloan funding. Call the lender nearest you if there are two or three in your particular state. Many of these intermediary lenders who participate in the Microloan Program, may have additional SBA (Small Business Administration) sponsored funding programs as well. It would be a good idea to ask them for a list and/or brochure which describes the funding programs that they now offer.

America's 9.1 million women-owned businesses employ 27.5 million people and contribute $3.6 trillion to the economy - yet women continue to face unique obstacles in the world of business. The U.S. Small Business Administration is doing more than ever to help level the playing field for women entrepreneurs, and the SBA's Office of Women's Business Ownership is leading the way.

Office of Women's Business Ownership promotes the growth of women-owned businesses through programs that address business training and technical assistance, and provide access to credit and capital, federal contracts, and international trade opportunities. With a women's business ownership representative in every SBA district office, a nationwide network of mentoring roundtables, women's business centers in nearly every state and territory, women-owned venture capital companies, and the Online Women's Business Center, OWBO is helping unprecedented numbers of women start and build successful businesses. At every stage of developing and expanding a successful business, the Office of Women's Business Ownership is here to counsel, teach, encourage and inspire.

SBA Services to Help Women Succeed in Business

Office of Women's Business Ownership
Small Business Administration
409 Third Street SW, Fourth Floor
Washington, DC 20416
(202) 205-6673
owbo@sba.gov

Small Business Investment Programs
Congress created the Small Business Investment Programs in 1958 to fill the gap between the availability between venture capital and the needs of small businesses in startup and growth situations. These SBIC companies are licensed and regulated by the Small Business Administration, and provide a variety of business loans. Their incentive is the chance to share in the success of a small business as it grows and
prospers. They provide long term loans and management assistance to qualifying small businesses. The program makes funding available to all types of manufacturing distribution industries. Make it your business to know what is available, where to get it, and most importantly, how to use it! For more information on the nearest SBIC office in your state, simply look under US Government in your telephone directory for SBA,
or call the SBA answer desk at 800-UASKSBA = (800) 827-5722. You can also write, call, or visit their website to request the location of the office in your area.

National Association of Small Business Investment Companies
666 11th Street, N.W.
Suite 750
Washington, DC 20005
Phone: (202) 628-5055 Fax: (202) 628-5080
nasbic@nasbic.org
http://www.nasbic.org/

U.S. Small Business Administration
The U.S. Small Business Administration, established in 1953, provides financial, technical and management assistance to help Americans start, run, and grow their businesses. With a portfolio of business loans, loan guarantees and disaster loans worth more than $45 billion, in addition to a venture capital portfolio of $13 billion, SBA is the nation's largest single financial backer of small businesses. Last year, the SBA offered management and technical assistance to more than one million small business owners. The SBA also plays a major role in the government's disaster relief efforts by making low-interest recovery loans to both homeowners and businesses.

Pro-Net is an electronic gateway of procurement information -- for and about small businesses. It is a search engine for contracting officers, a marketing tool for small firms and a "link" to procurement opportunities and important information. It is designed to be a "virtual" one-stop-procurement-shop.

Small Business Administration
409 - 3rd Street SW
Washington, DC 20416
Phone: (202) 205-6600 or (800) UAS-KSBA Fax: (202) 205-6959
Mailing Lists: SBA FREE Newsletter and Publication Subscription Center

BusinessFinance.com
Search over 78,000 Sources of Capital with BusinessFinance.com. This website is the most informative site out there when it comes to researching small business loans.