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Click on the link to apply for personal loans. Note - We highly recommend that you read all of the information on this page first.
*** If you have been rejected for loans because of your credit, you should consider enrolling in our credit repair program. Our program can help you improve your credit score by removing negative info and/or erroneous/outdated info. Bring your credit score into the 700s in a matter of weeks! Click the banner below to learn more!
Applying for a personal loan can be confusing - all banks and lenders have different qualifications and all have very diverse rates and terms. If you've never applied for a personal loan—or even if you have but didn't feel you got the best terms—here are a few simple tips and guidelines:
 Note: These guidelines may not apply with all lenders and/or they may have additional requirements. Employment
Residence
Others
More than one of the lenders listed below should be able to assist you with your personal loans. BadCreditHelpers.com is not a lender and does not make loans or credit decisions or offers in connection with loans. BadCreditHelpers.com does not endorse, recommend or favor the products of any participating service. BadCreditHelpers.com is not an agent of either you, the User, or any participating service. BadCreditHelpers.com services are administrative and consultative only. You should rely on your own judgment in deciding which available product best suits your needs and financial means. Several of the companies listed below are not direct lenders, they are brokers, and can arrange loans for you. Carefully research all of the disclosures of each loan offer, including all terms and conditions, before making a final selection. IMPORTANT! Prior to submitting an application to any of these institutions, it is up to you to find out if your credit history will be checked. Having several recent assessments of your credit history will adversely impact your credit. IMPORTANT! Some of the lenders listed below may impose a fee. It is against the law to be charged a fee before you receive the loan offer in writing. Make sure you obtain the loan offer in writing before any fees are submitted. Big Bills and No Way to pay them today? - Get $1500 with no credit check! Cash for Your Old Gold! - That's right! Get paid top-dollar for your old gold! Place your unwanted gold and jewelry in the specified package and drop it off at your most convenient mail box. After we receive your package, we will assess the contents and mail you a check within 24 hours of receipt!
Do
you have a mortgage? Have you considered refinancing your rates?
- Mortgage rates are at a nine month low! Refinance today and save big
money! You can also get extra cash if you need it! Cash from Your Home! No Credit Checks! No Obligations! - If you are a homeowner, you can use the equity from your home to get the cash you need! Borrow up to 125% of your home's value!
GreatLoansForBadCredit.com - Advertise that 'Our goal is to match you with a lender(s) so that you can get approved today for the bad credit loan regardless of your credit. It's quick, easy, confidential and secure'. Apply for Personal Loans up to $1,500 - No credit checks! Bad credit OK! Bankruptcy OK! America One Funding - 1-800-684-7071 American General Finance - Provides personal loans, retail financing, and other credit related products to more than two million American families. Fill out an online application by clicking HERE. Auto Loans for People With Bad Credit - Get the financing you need regardless of your credit history! Bankruptcy OK! B & B Financial Services - Dept. TX-9422, 2143 Coliseum Dr. # 154, Hampton, VA 23666-5962. Bank Of America - Fast application and closing process. Secured or unsecured loan or line of credit available. Flexible payment options. Fixed or variable interest rates available. Use your line of credit for overdraft protection. Apply online by clicking HERE or call 1.800.932.2265. Beneficial Loans - Loan for people with less than perfect credit. Apply here. Business Loans - You can qualify for $5000 to $50,000. You can receive funding in as little as 10-days. Buying a New Home? - No Credit Checks, and No Obligations! - Receive a Free, No Obligation competitive quote for a new home purchase today! Bad credit welcome! Capital Publications - No credit check, home purchase, education, business, $5,000-$50,000. 1-888-384-9608 Cash Call - Our easy application process can help you get the money straight into your checking account, the moment you need it! Cash Grants - $25,000! All U.S. resident qualify! Use your $ for personal bills, school, business, etc.! 1-800-420-8344
CitiFinancial Unsecured Loans - 85% of
homeowners that think they have bad credit really don't. Owning a
home boosts your credit rating significantly and makes your chance
for approval for an unsecured loan with CitiFinancial very high. Loans for Computers, Big Screen TV's, Home Theaters and MORE! - If you’ve been at the same job for at least two years, been at the same address for at least two years and have a checking account with direct deposit of your pay, FederalCreditSales.com believes YOU SHOULD HAVE CREDIT! Consumer Financial - 770-973-9100 Contour - 1-800-662-1211 Credit Today, Inc. - (Signature Loans By Mail) 24018 Sprint Briar, Suite 240, P.O. Box 343, Tomball, TX. 77377 Donate Money 2 Me - You can receive donations (money) from all over the world. Your Own Web Page where you ask for donations. It's absolutely legal, ethical, honorable and popular! East Coast Funding Group, 4001 Kennett Pike, Suite 134, Grenville, DE. 19807 Fast Cash - 1-888-919-MONY (6669) Fax: 702-995-0037 Finances Got You Down? - Get cash fast! - 1-800-992-9200 Fast Cash Personal Loans - personal loans from $100 - $20,000 no credit check. Secure, confidential, helpful staff, easy process for individuals and small business owners Financial Specialty Services - 1-800-654-1816 FPD Resources - 1-800-993-6680 Free Grants Guaranteed - $500.00 - $50,000.00, 9am-9pm, Mon-Sat. 1-800-893-2517 x1028. MedChoiceFinancial - Specializes in providing financing to patients for elective medical procedures, including plastic and cosmetic surgery, laser vision correction, cosmetic dentistry, and MORE! Loans and Credit Lines up to $25,000. Interest Rates as low as 9.9%. Various loan terms resulting in small loan payments. Applying online for patient financing is very simple! HFC Personal Loans - Household Finance specializes in solutions for hard-working people - even if you have less than perfect credit. Apply for a loan for up to $15,000. Immediate Cash Loans - $1,000 - $300,000. Same day processing. 1-800-691-0210 International Funding - PO Box 402, Station X9, Worcester, MA. 01613. Company offers guarantees, letters of credit, security bonds and collateral enhancements. All World Private Funding - Private Loans - Private Deals (you may have seen their ads on our site). Arranges personal unsecured loans between individuals, no banks or companies involved. Especially good for people with no where to turn. You post your "Loan Request" then it can be viewed by lenders are looking to get a better rate of return on their money than they can get in savings or CDs or the Stock Market. Investor Funding - 1-888-210-6189. Provides bad credit unsecured loans. Jarle Holgersen, Midas Asociados de Mexico S.A. - P.O. Box 189003, Coronado, CA 92178 (This company states that they have money for rent- $100,000 and up, and will deposit it in your bank.) LendingUniverse - Directly connected to over 2,000 lenders and brokers. Each one of their brokers is typically connected to about 40 lenders. Over 10,000 potential lenders are directly or via brokers integrated on our lending site, ready to fund loans. You may receive 4-6 bids. Lenders Names - National association of lenders. Answer a few questions and get united with your local participating lenders. Loans - Personal, Auto, Business, Consolidation 1-800-445 -0680 Signature Loans Must have checking account and be employed. Loans USA - Newport Beach, CA 770-973-9100 or 949-399-5726 Fast cash loans, no waiting. Must show proof of employment. Lending Club - You can get 3-year-term personal loans from $1,000 to $25,000 at fixed rates that are often significantly better than rates from conventional sources. National Credit - 1-800-205-5478 Nations Credit - 1-800-944-1444 (Maximum Installment Loan $5,000) Nations One Credit Services - 1-800-859-4112 Ext. 22 NSWC Federal Credit Union - Serving officers, warrant officers and midshipmen of the U.S. Navy, and enlisted personnel assigned to certain locations. Military Loans - Pioneer Military Loans for all ranks and branches. Borrow from $500 to $10,000. Interest rates lower than most credit cards and competitive with banks and credit unions. PCS For All - Need A New Computer? - but no cash? You're approved! - Guaranteed!* No credit check - bad credit and/or bankruptcy OK! Prosper - Loan Rates As Low As 6% APR. No Collateral Needed. Up To $25,000 Standard Resources - 1-800-993-6680 Travel Now - and Pay Later! - Guaranteed travel financing for Federal, State, County and City employees (including school teachers, nurses at public hospitals. and law enforcement and firefighters). AND Guaranteed financing for active duty military, retied military, reserve military, and veterans of the military. Town & Country Acceptance Corporation - Bad credit is not a problem! Applications are accepted from $500-$50,000. Serving the public since 1977. 1-800-788-1141 United Networks - (Grants) 1414 Spring Cypress, Suite 131, Lock Box 90072 Houston, TX 77290-0072
Unsecured Personal Loans - All Credit Welcome. 1-866-474-2122 Wells Fargo Financial - Must be a U.S. resident, at least 18 years of age and have a consistent source of income. Click HERE to apply online. Various 800 Numbers for Bad Credit Loans - 1-800-859-4112 Ext. 22, 1-800-603-9793 Zopa - Borrow from people, not banks! Loans range from $1,500 to $25,000. © 2001 All Rights Reserved
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