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This site is offered to you, the "user," with your acceptance without changes, of the terms, conditions, and notices contained in this agreement. Your use of this Web site constitutes your agreement to all such conditions, terms, fees, and notices.

BadCreditHelpers.com is not a lender and does not make loans or credit decisions or offers in connection with loans. BadCreditHelpers.com does not endorse, recommend or favor the products of any participating service.  BadCreditHelpers.com is not an agent of either you, the User, or any participating service. BadCreditHelpers.com services are administrative and consultative only. You should rely on your own judgment in deciding which available product best suits your needs and financial means.

BadCreditHelpers.com are not lawyers, and nothing contained in our credit repair kit should be construed as legal advice! We can only offer our educated opinions. If you need legal advice, please contact a lawyer.

BadCreditHelpers.com is not responsible for any errors or delays in responding to a membership request form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.  We understand that mistakes do occur, this is why we offer a no questions asked full refund within twenty-four hours of joining.

OUR GUARANTEE: If you wish to obtain a refund of your membership fee after utilizing our services simply provide us with three (3) denial letters from the lenders we have recommended to you. Post these to us at our Head Office: PO BOX 43, Cedarhurst, NY 11516 within thirty (30) days of joining and we will refund your money.

We ask you do this to verify that you have genuinely tried to follow our instructions and use the lenders we have suggested. By joining BadCreditHelpers.com you are agreeing to abide by the terms of our guarantee.

This agreement constitutes the entire agreement between you and BadCreditHelpers.com and supersedes all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and BadCreditHelpers.com with respect to this Web site and information, software, products and services associated with it. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

BadCreditHelpers.com contains links to Web sites maintained by third parties. Such links are provided for your convenience and reference only. BadCreditHelpers.com does not operate or control in any respect any information, software, products or services available on such Web sites. BadCreditHelpers.com's inclusion of a link to a Web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

A condition of use of this Web site, you agree to indemnify BadCreditHelpers.com and its suppliers and participating services from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this Web site, including without limitation any claims alleging facts that if true would constitute a breach by you of this agreement.

BadCreditHelpers.com intends that the data contained in this Web site be accurate and reliable; however, errors sometimes occur. In addition, changes and improvements to the information provided herein may be made by BadCreditHelpers.com at any time.

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