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Click on the link to apply for secured credit cards. Note - We highly recommend that you read all of the information on this page first.

 

A secured credit card is much like a secured loan. You are required to deposit money into a savings account or a certificate of deposit as collateral for a line of credit. The card has the same appearance as an unsecured card and usually offers the same convenience and charging privileges as a traditional unsecured credit card.

Once you're accepted for the card, you are required to make a deposit into a savings account or certificate of deposit as security. The average minimum deposit required can run around $300. The amount of money you deposit should depend on your income and the line of credit desired. However, some insurers will offer credit the same or greater than the amount deposited; some others may offer a credit limit lower than the amount deposited. You may review our list of banks and companies that issue secured credit cards below.

IMPORTANT! Develop a working knowledge of credit card terms by reading our credit card glossary.

IMPORTANT! Read the credit card guide and learn how to choose the credit card that is right for you.

IMPORTANT! Learn how to properly apply for a credit card by reading our credit card application guideline.


Based on our latest research, the credit card companies and banks listed below should be able to help you. While the sources on this list are believed to be reliable, no warranty or representation of any kind is made when dealing with any bank or company listed. BadCreditHelpers.com does not assume any responsibility for contracts, agreements, negotiations or other use that might result from this program or information. Thoroughly examine all terms and conditions before making any decisions.


Wired Plastic Mastercard Card Benefits:

*
GET WIRED and enjoy MasterCard purchasing power without credit card debt and finance charges. No Credit, ChexSystems, or Employment Checks and No Bank Account Required.
* Earn 1 Wired Point with every $1 spent. Redeem points for prepaid wireless and calling card minutes on our website. Pay all of your bills (rent, utility, car) with our convenient online ClickPay service. Add cash within minutes at more than 40,000 Western Union, SwiftPay Agent locations and 25,000 InstaPay load stations. Receive payroll or government benefits (Social Security, Welfare, Unemployment) directly to your card.
* GET WIRED and spend wisely, live debt free and earn rewards, it’s the smart way to use a MasterCard.

My Credit Card Finder
Finding just the right credit card has never been easier! Simply tell us what you are looking for and we will provide you with a list of credit cards that are just right for you. It is just that Easy!

New Millennium Bank Secured Gold
-Approved regardless of credit history
-Credit limits up to $10,000
-Reports to all 3 bureaus
-Get cash at over 740,000 ATMs
-No credit check

Horizon Gold Card
-Guaranteed Approval!
-Bad Credit Accepted!
-No Employment Check!
-Reports to Major Bureau!


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